Wells Fargo Reflect Visa

You’re one step closer to saving big on interest with the Wells Fargo Reflect® Card!

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Your quiz results are in — and we’ve matched you with a card that fits your financial profile. Whether your goal is to save money, collect rewards, or build credit, this option was chosen to support your journey.

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The Wells Fargo Reflect® Visa® is a great credit card for those looking to save on interest by transferring balances or financing purchases over time. Instead of generous rewards or bonuses, it stands out with a long introductory 0% APR offer, providing strategic financial relief for those who need extra time to pay off their debt.

Promotional Interest Offer

The key differentiator for Reflect is its impressive 0% introductory APR offer for up to 21 months on purchases and balance transfers (after the first quarter, subject to qualification). This is one of the longest promotional interest windows available on the market, making the card extremely attractive for those who need to consolidate debt or make large purchases with time to pay off interest-free.

After the introductory period, the variable APR ranges from 18.24% to 29.99%, depending on your credit.

No Annual Fee and Transparent Cost

Another attractive feature is the absence of an annual fee, which makes the Wells Fargo Reflect® a low-cost option. There is a fee for balance transfers (5%, minimum $5), which is common among cards in this category, but there are no other hidden charges that may surprise the user.

If you don’t usually carry a balance or are looking for more aggressive rewards, there are more suitable options. But for those who need time and want to avoid interest, the Wells Fargo Reflect® Visa® is one of the best tools on the market.

FAQ

What is the introductory interest rate for the Wells Fargo Reflect card?

The introductory interest rate is 0% APR for purchases and balance transfers for up to 21 months.

Does the Wells Fargo Reflect card have an annual fee?

No, the card has no annual fee.

What credit scores are recommended for approval for the Wells Fargo Reflect card?

A good to excellent credit score (usually 670 or higher) is recommended.

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